9 Questions to Ask Before Hiring a Real Estate Agent

Are you looking to sell your home? One of the most important decisions you can make is which agent to hire. A bad agent can lose you thousands of dollars and give you nothing but grief, whereas a good agent can move your home quickly, conveniently, and as close to your asking price as possible.

In my work as a Lynnwood mortgage loan officer, I’ve developed a good sense of what makes an effective realtor. When it comes time for you to select an agent, try using this simple, nine step process to screen your potential representatives.
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4 Common Myths about Fixer-Uppers

Are you in the market for a fixer-upper? Indeed, buying a beat-up old home and improving it yourself can be a good way to save big money on your mortgage, but there are many other factors to consider. Your Lynnwood mortgage loan officer has compiled this list of common misconceptions to help you avoid one of the big money-wasters that frequently afflicts the ambitious do-it-yourselfer.
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6 Things to Know Before Getting a Mortgage

Are you ready to shop for your mortgage? It can be an intimidating process, as it’s a very significant investment that can lose you thousands of dollars. In my work as a Lynnwood mortgage loan officer, I’ve identified the biggest and most common mistakes that people tend to make when securing their mortgages; follow these simple tips before diving into the home-buying process, and you should come out of it with a maximum of money and a minimum of stress.
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Julie K. & Sean R.

I have been trying to find a good mortgage officer since early 2012. I got to know David through a recommendation and it was probably the best decision I made to work with David over 4 different local and national lenders I contacted. He was different than any other people I contacted as he seriously took care of my case and took his time to go over every single details of my case and my mortgage options. (I am talking about multiple sessions of several hours over the past 3 to 4 months) Because of the shortage of the time, he has personally brought application package over to my home at night and drove down to Oregon multiple times to speed up the process due to my complicated personal situation, he even wrote an official letter to the underwriter to explain our situation and made things happen! He is definitely the go to guy for mortgage loans and I really appreciate all the help he has provided. If anyone reading my review is still in doubt, feel free to contact me and I will be happy to meet with you at a coffee shop and talk to you about the loan process I’ve went through and how David was a wonderful help. (The coffee is on me! seanroh1@gmail.com.)

We Thank you so much!

Travis M. & Mollie E.

We want to make sure that David Haley gets the recognition he deserves for the exceptional job he did helping us to acquire a loan for our home. Buying a home is an incredibly intimidating process. We went into it with trepidation and no idea if we could even qualify for a loan. The moment we met David, he listened to our concerns and questions and took an incredible amount of time educating us and making sure we understood exactly how the process worked which allowed us to be able to make good, informed decisions. I am sure it would have been A LOT less work for him to just brush us off and tell us to, “trust him”…but instead he took the time to actually earn our trust, and let us be an active part of the process. He worked tirelessly for us, until late hours of the evening, as well as weekends and holidays! He was there for us anytime we had a question, or concern. It took 8 months for us to find the perfect home, and he stuck with us month after month, making sure that when the time came, we would be ready, and there would be nothing standing in our way. He even made it possible to close on the loan early, which in this day and age, is unheard of! David is genuinely excited and passionate about his job, and made what could have been a stressful time, a pleasure.

Regardless of whether you are purchasing a home, or refinancing, we can’t recommend David Haley highly enough! We appreciate his hard work so much and he will be the one we turn to when we refinance, or buy any properties in the future.    Thank you Dave!!

Michael L.

David Haley was able to get my underwater mortgage refinanced into a great interest rate. David was great to work with. He took the time to explain all the numbers to me, explain the process, and tell me what to expect during each step. At closing, everything all the numbers matched what I was told they would be, or were better. My house payment dropped by nearly $800 per month. I feel 100% confident recommending David Haley and his team to anyone looking for a Home Loan, or Refinance.

Michael L.  – Lynnwood WA.

Michele D.

As a self-employed person and a newly divorced woman buying her first home on her own, there were many complexities to arranging financing for my home. I’m convinced that without David’s expertise, advice, and diligence, it would not have gone through. It’s that simple!

Michele D. Kirkland, WA

Matt & Shannon M.

We bought our first home, thanks to David Haley! It was a short sale with some difficult hoops to jump through. The requirement for owning this home was that we had to close by March 30th, but we didn’t receive this information until March 8th. We had an impossible deadline! David told us that he could get it done, so we trusted that he could. He drove out of his way to meet us to get the signatures he needed, stayed at his office for hours to get our file going. He did beyond what other banks would’ve done. We are extremely grateful for David Haley and his team. We wouldn’t be in our beautiful home, if it weren’t for him. He is an honest, respectful, intelligent man, who closed our home in less than 3 weeks. He is the only mortgage broker we will use and he is going to be highly recommended from us from now on!

Matt & Shannon M.  –  Stanwood, WA

Jason & Runa G.

David was a tremendous help with the purchase of our first home! This home fit all of our wish lists, except for it needed some work done to the home – he even was able to get us a loan that included all of the upgrades we needed and wanted.

We would strongly recommend David Haley to all of our friends, family and co-workers – one of the most important aspects for us when it came to the loan was communication. David’s knowledge with this FHA Loan and the rehab loan helped make this process Easy.

Jason & Runa G. Everett, WA

Eric C. & Chad P.

David went above and beyond by giving us hands-on support throughout our loan approval process. He explained every document and made sure that we knew what we were getting into. David is as much an educator as a loan officer!

David was such a major help in our home loan approval process. As first time home buyers, we needed a little more hands-on support in understanding exactly where our money was going. David went the extra mile, called us whenever we had a question, responded to emails quickly, and truly showed he cared. We are happy to say that David’s support in our home funding was one of the factors that helped us know that now was right time to buy!

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