Loans

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Loans and Services

There’s a lot to think about when you first start considering a home loan. The sheer scale of options available can be dizzying, which is why mortgage loan officers are specially trained to help you navigate your way to the right deal for your situation. Take a look through some of the broader loan options, and call Lynnwood mortgage loan officer David Haley for more about which loan is right for you.

Government Loans: Loans insured by government agencies can allow your lender to give you better monthly savings. These kinds of loans come in many varieties, including the following:

USDA: Backed by the United States Department of Agriculture, these loans are granted to encourage development in low-density regions. They can get you a good deal on properties in qualifying rural areas.

VA: These are the loans offered as a “thank you” to our fighting men and women. If you’re an active or veteran member of the Armed Forces, you probably qualify for these loans.

FHA: “Fannie Mae” or “Freddie Mac” loans. These are insured by the HUD, and are great for a lot of first-time home buyers.

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