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Mortgage Made "REAL" Easy!

Assisting families with their mortgage needs since 2002, from first-time home purchases to reverse mortgages.

First-time Home Buyer?

We've helped numerous families and individuals to make it easier!

Refinance?

We will be very transparent and work together crafting a tailored strategy for your sutuation.

First-Time Home Buyer
Are you a first-time home buyer?

Since 2002, David Haley has been a trusted advisor for first-time home buyers, guiding them in securing mortgages with a transparent and strategic approach. Our Google reviews attest to our commitment to detailed, client-focused service, emphasizing the interests and benefits of our clients in every interaction.

You've Found an Expert

Start your home-buying journey with David Haley's expert mortgage guidance – your path to a successful future begins here

VA Loans
Are you an active member or veteran of the US military?

We can’t (and wouldn’t) give a definitive recommendation before we discuss your needs and priorities one-on-one.

That said, they’re the first choice for the vast majority of those who qualify.

Qualifications

1. Active-duty
2. Reserve or National Guard service
3. You’re the surviving spouse of a veteran

Team at David Haley Mortgage can help you if you’re not sure whether you qualify, or whether VA loans are appropriate for your situation.

Refinance
Is refinancing the right move, right now?

Refinancing your home is a popular way to take advantage of market changes, meet financial goals, or even pursue life priorities.

Options range from reducing payments to aggressively paying down principal to taking out cash for other purposes. That’s why it’s critical to start with a clear statement of how you hope to benefit.

How to plan for your refinancing

1. Prioritize monthly vs. long-term savings
2. Look into government-backed loan programs
3. Establish your break-even period
4. Shore up your personal finances

The more you can strengthen any or all of the above, the more competitive your rate will be.

We can help you work through different scenarios to see how your personal finances might impact your refi options.

Reverse Mortgage
Why do so many seniors get reverse mortgages?

Many seniors get reverse mortgages to close the gap between their limited income and rising expenses, without having to sell their home.

Reverse mortgages turn equity into liquidity, so seniors can supplement their income to maintain a good standard of living (something economists refer to as “consumption smoothing”).

We Take a Different Approach

Since 2002, we have been dedicated to assisting numerous retirees in navigating their complex options to find the best solution tailored to their unique financial, family, dream, health, and lifestyle needs.

Our Google reviews are a testament to the sterling reputation and lasting relationships we've built by always putting ourselves in the clients' shoes.

Mortgage Rate & Market Data

Mortgage Rates and Market Data

Read What People Have To Say

Jessica H. Avatar
David and his team are the best ! They helped make our dreams of becoming a home owner a reality. They literally are the bees... [read more]
J. H. 10/16/2024
Myles F. Avatar
It was great working with Dave and his team. They were on the ball, coordinated often, and worked hard to make a very short closing... [read more]
M. F. 10/14/2024
Cobi G. Avatar
David, Jan and the team Provided us with outstanding service, Personal Touch and are super professional! Thank you
C. G. 10/07/2024
Yennhi T. Avatar
David and his team has been very helpful to help me got through the home buying process. I am a first time home buyer so... [read more]
Y. T. 9/21/2024
Shawn M. Avatar
It was a wonderful experience working with David! He was able to explain things in such a way that my wife and I were able... [read more]
S. M. 9/21/2024
Julie M. Avatar
David came highly recommended by personal friends, and rightly so. He made the home buying process a lot less complicated and he also took extra... [read more]
J. M. 9/21/2024
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