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Mortgage Made "REAL" Easy!

Assisting families with their mortgage needs since 2002, from first-time home purchases to reverse mortgages.

First-time Home Buyer?

We've helped numerous families and individuals to make it easier!

Refinance?

We will be very transparent and work together crafting a tailored strategy for your sutuation.

First-Time Home Buyer
Are you a first-time home buyer?

Since 2002, David Haley has been a trusted advisor for first-time home buyers, guiding them in securing mortgages with a transparent and strategic approach. Our Google reviews attest to our commitment to detailed, client-focused service, emphasizing the interests and benefits of our clients in every interaction.

You've Found an Expert

Start your home-buying journey with David Haley's expert mortgage guidance – your path to a successful future begins here

VA Loans
Are you an active member or veteran of the US military?

We can’t (and wouldn’t) give a definitive recommendation before we discuss your needs and priorities one-on-one.

That said, they’re the first choice for the vast majority of those who qualify.

Qualifications

1. Active-duty
2. Reserve or National Guard service
3. You’re the surviving spouse of a veteran

Team at David Haley Mortgage can help you if you’re not sure whether you qualify, or whether VA loans are appropriate for your situation.

Refinance
Is refinancing the right move, right now?

Refinancing your home is a popular way to take advantage of market changes, meet financial goals, or even pursue life priorities.

Options range from reducing payments to aggressively paying down principal to taking out cash for other purposes. That’s why it’s critical to start with a clear statement of how you hope to benefit.

How to plan for your refinancing

1. Prioritize monthly vs. long-term savings
2. Look into government-backed loan programs
3. Establish your break-even period
4. Shore up your personal finances

The more you can strengthen any or all of the above, the more competitive your rate will be.

We can help you work through different scenarios to see how your personal finances might impact your refi options.

Reverse Mortgage
Why do so many seniors get reverse mortgages?

Many seniors get reverse mortgages to close the gap between their limited income and rising expenses, without having to sell their home.

Reverse mortgages turn equity into liquidity, so seniors can supplement their income to maintain a good standard of living (something economists refer to as “consumption smoothing”).

We Take a Different Approach

Since 2002, we have been dedicated to assisting numerous retirees in navigating their complex options to find the best solution tailored to their unique financial, family, dream, health, and lifestyle needs.

Our Google reviews are a testament to the sterling reputation and lasting relationships we've built by always putting ourselves in the clients' shoes.

Mortgage Rate & Market Data

Mortgage Rates and Market Data

Read What People Have To Say

Holly B. Avatar
From our first conversation it was clear that David is experienced and passionate in his work. Throughout the process, he provided responsive and transparent communication, along with patient, thorough explanations to questions big and small. I enthusiastically recommend David and his team to anyone, especially first-time homebuyers looking to demystify the process!
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H. B. 7/01/2025
Kyle P. Avatar
David constantly and consistently goes out of his way to make sure you're up to speed on everything that is happening in this tedious process. No matter the time of day/night, he will sit down with you and make sure you know what's happening. He is very knowledgeable and communicates very effectively with both his team and customers. I felt like he and his team made our home buying process as easy as it could possibly be.
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K. P. 6/30/2025
Ashley E. Avatar
David Haley is amazing! We were working with a mortgage broker before David that unfortunately had no idea what they were doing. They tried twice to close and couldn't figure out how to communicate with the HOA to get the appropriate docs to close on time. David came in and gave us a better mortgage option, provided better communication, and we are set to close next week. Thank you David for getting this done, educating us and providing a great experience.
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A. E. 6/13/2025
stephanie g. Avatar
David was so great and knowledgeable in every step when buying our house! He explained so much with a lot of detail to really help us as homebuyers understand everything during the process! He made it so easy, definitely will be using him again in our next home buying experience 🙂
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s. g. 5/11/2025
Jesus G. Avatar
Great team that explain things very well so you are never confused on what’s going on. 10/10 experience!
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J. G. 5/08/2025
Howard J. Avatar
Incredible team! Jan and David were amazing in helping my wife and I with the purchase of our second home. They walked us through every step and made the entire process as smooth and stress-free as possible. We couldn’t be more grateful — highly recommend working with them!
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H. J. 4/15/2025
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