Assisting families with their mortgage needs since 2002, from first-time home purchases to reverse mortgages.
We've helped numerous families and individuals to make it easier!
We will be very transparent and work together crafting a tailored strategy for your sutuation.
Since 2002, David Haley has been a trusted advisor for first-time home buyers, guiding them in securing mortgages with a transparent and strategic approach. Our Google reviews attest to our commitment to detailed, client-focused service, emphasizing the interests and benefits of our clients in every interaction.
Start your home-buying journey with David Haley's expert mortgage guidance – your path to a successful future begins here
We can’t (and wouldn’t) give a definitive recommendation before we discuss your needs and priorities one-on-one.
That said, they’re the first choice for the vast majority of those who qualify.
2. Reserve or National Guard service
3. You’re the surviving spouse of a veteran
Team at David Haley Mortgage can help you if you’re not sure whether you qualify, or whether VA loans are appropriate for your situation.
Refinancing your home is a popular way to take advantage of market changes, meet financial goals, or even pursue life priorities.
Options range from reducing payments to aggressively paying down principal to taking out cash for other purposes. That’s why it’s critical to start with a clear statement of how you hope to benefit.
1. Prioritize monthly vs. long-term savings
2. Look into government-backed loan programs
3. Establish your break-even period
4. Shore up your personal finances
The more you can strengthen any or all of the above, the more competitive your rate will be.
We can help you work through different scenarios to see how your personal finances might impact your refi options.
Many seniors get reverse mortgages to close the gap between their limited income and rising expenses, without having to sell their home.
Reverse mortgages turn equity into liquidity, so seniors can supplement their income to maintain a good standard of living (something economists refer to as “consumption smoothing”).
Since 2002, we have been dedicated to assisting numerous retirees in navigating their complex options to find the best solution tailored to their unique financial, family, dream, health, and lifestyle needs.
Our Google reviews are a testament to the sterling reputation and lasting relationships we've built by always putting ourselves in the clients' shoes.
Read What People Have To Say