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Mortgage Made "REAL" Easy!

Assisting families with their mortgage needs since 2002, from first-time home purchases to reverse mortgages.

First-time Home Buyer?

We've helped numerous families and individuals to make it easier!

Refinance?

We will be very transparent and work together crafting a tailored strategy for your sutuation.

First-Time Home Buyer
Are you a first-time home buyer?

Since 2002, David Haley has been a trusted advisor for first-time home buyers, guiding them in securing mortgages with a transparent and strategic approach. Our Google reviews attest to our commitment to detailed, client-focused service, emphasizing the interests and benefits of our clients in every interaction.

You've Found an Expert

Start your home-buying journey with David Haley's expert mortgage guidance – your path to a successful future begins here

VA Loans
Are you an active member or veteran of the US military?

We can’t (and wouldn’t) give a definitive recommendation before we discuss your needs and priorities one-on-one.

That said, they’re the first choice for the vast majority of those who qualify.

Qualifications

1. Active-duty
2. Reserve or National Guard service
3. You’re the surviving spouse of a veteran

Team at David Haley Mortgage can help you if you’re not sure whether you qualify, or whether VA loans are appropriate for your situation.

Refinance
Is refinancing the right move, right now?

Refinancing your home is a popular way to take advantage of market changes, meet financial goals, or even pursue life priorities.

Options range from reducing payments to aggressively paying down principal to taking out cash for other purposes. That’s why it’s critical to start with a clear statement of how you hope to benefit.

How to plan for your refinancing

1. Prioritize monthly vs. long-term savings
2. Look into government-backed loan programs
3. Establish your break-even period
4. Shore up your personal finances

The more you can strengthen any or all of the above, the more competitive your rate will be.

We can help you work through different scenarios to see how your personal finances might impact your refi options.

Reverse Mortgage
Why do so many seniors get reverse mortgages?

Many seniors get reverse mortgages to close the gap between their limited income and rising expenses, without having to sell their home.

Reverse mortgages turn equity into liquidity, so seniors can supplement their income to maintain a good standard of living (something economists refer to as “consumption smoothing”).

We Take a Different Approach

Since 2002, we have been dedicated to assisting numerous retirees in navigating their complex options to find the best solution tailored to their unique financial, family, dream, health, and lifestyle needs.

Our Google reviews are a testament to the sterling reputation and lasting relationships we've built by always putting ourselves in the clients' shoes.

Mortgage Rate & Market Data

Mortgage Rates and Market Data

Read What People Have To Say

Kayla G. Avatar
David is absolutely fantastic and has been such a blessing to work with throughout the process of buying our new home! He really breaks everything down for you, makes you feel confident without any questions left unanswered and works quickly to help you make your dreams a reality! Can't recommend enough!
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K. G. 1/30/2025
Tim B. Avatar
I'd like to give a huge shoutout to David for being nothing short of amazing while buying my first home. Not only did he answer every question quickly, there were few questions in the first place because he was very thorough, but also explained everything in such a way that made sense. He helped move everything along quickly and efficiently. He was very personable and made me feel at ease about the whole process. Definitely will recommend him to all my friends and family.
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T. B. 1/30/2025
Meg O. Avatar
David Haley is not your typical lender. He's incredibly knowledgeable and patient, and also incredibly fun and engaging. He makes the often-intimidating loan process feel surprisingly enjoyable. David takes the time to explain everything clearly and thoroughly, ensuring you understand every step of the way. He's always available to answer questions and address any concerns, and he truly cares about helping his clients make informed decisions. We highly recommend David Haley to anyone looking for a lender who is both knowledgeable and personable, and who will work in your best interest.
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M. O. 1/16/2025
donna50192 Avatar
David Haley, Fairway Mortgage I was referred to David by a friend who I trusted and David Haley did not disappoint, better he went above and beyond to help me through this process, taking the time to answer all of my questions. He and his team were immediately responsive to any of my inquiries. I didn't have to wait on hold or listen to a robot giving me options to choose. This was real, personal service that we don't see enough of anymore. I highly recommend David Haley as a lender, as well as anything else having to do with financing a mortgage. I can't say enough good things about the whole process working with David. Thank you.
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d. 1/09/2025
Paul D. Avatar
Great job start to finish working with Dave and Jan highly recommend them
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P. D. 1/06/2025
Paul D. Avatar
Great job start to finish working with Dave and Jan highly recommend them
[read more]
P. D. 1/05/2025
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