Main
Mortgage Made "REAL" Easy!

Assisting families with their mortgage needs since 2002, from first-time home purchases to reverse mortgages.

First-time Home Buyer?

We've helped numerous families and individuals to make it easier!

Refinance?

We will be very transparent and work together crafting a tailored strategy for your sutuation.

First-Time Home Buyer
Are you a first-time home buyer?

Since 2002, David Haley has been a trusted advisor for first-time home buyers, guiding them in securing mortgages with a transparent and strategic approach. Our Google reviews attest to our commitment to detailed, client-focused service, emphasizing the interests and benefits of our clients in every interaction.

You've Found an Expert

Start your home-buying journey with David Haley's expert mortgage guidance – your path to a successful future begins here

VA Loans
Are you an active member or veteran of the US military?

We can’t (and wouldn’t) give a definitive recommendation before we discuss your needs and priorities one-on-one.

That said, they’re the first choice for the vast majority of those who qualify.

Qualifications

1. Active-duty
2. Reserve or National Guard service
3. You’re the surviving spouse of a veteran

Team at David Haley Mortgage can help you if you’re not sure whether you qualify, or whether VA loans are appropriate for your situation.

Refinance
Is refinancing the right move, right now?

Refinancing your home is a popular way to take advantage of market changes, meet financial goals, or even pursue life priorities.

Options range from reducing payments to aggressively paying down principal to taking out cash for other purposes. That’s why it’s critical to start with a clear statement of how you hope to benefit.

How to plan for your refinancing

1. Prioritize monthly vs. long-term savings
2. Look into government-backed loan programs
3. Establish your break-even period
4. Shore up your personal finances

The more you can strengthen any or all of the above, the more competitive your rate will be.

We can help you work through different scenarios to see how your personal finances might impact your refi options.

Reverse Mortgage
Why do so many seniors get reverse mortgages?

Many seniors get reverse mortgages to close the gap between their limited income and rising expenses, without having to sell their home.

Reverse mortgages turn equity into liquidity, so seniors can supplement their income to maintain a good standard of living (something economists refer to as “consumption smoothing”).

We Take a Different Approach

Since 2002, we have been dedicated to assisting numerous retirees in navigating their complex options to find the best solution tailored to their unique financial, family, dream, health, and lifestyle needs.

Our Google reviews are a testament to the sterling reputation and lasting relationships we've built by always putting ourselves in the clients' shoes.

Mortgage Rate & Market Data

Mortgage Rates and Market Data

Read What People Have To Say

Madison K. Avatar
What made it great was David and his team taking the time to answer questions and be available for things that came up along the way.
[read more]
M. K. 12/02/2024
Oksana T. Avatar
Very knowledgeable and supportive every step of the way!
[read more]
O. T. 11/01/2024
Jessica H. Avatar
David and his team are the best ! They helped make our dreams of becoming a home owner a reality. They literally are the bees knees of mortgage lenders. I promise you that if you go with David and team you will be in your dream home before you know it!
[read more]
J. H. 10/16/2024
Myles F. Avatar
It was great working with Dave and his team. They were on the ball, coordinated often, and worked hard to make a very short closing sail through without a hitch ll while being very friendly. Dave also personally took several hours talking through options, offering advice, and giving us a first class education on the process and the "behind the scenes" workings. We left better informed and wishing we had received that kind of attention during our first home buying experience.
[read more]
M. F. 10/14/2024
Cobi G. Avatar
David, Jan and the team Provided us with outstanding service, Personal Touch and are super professional! Thank you
[read more]
C. G. 10/07/2024
Yennhi T. Avatar
David and his team has been very helpful to help me got through the home buying process. I am a first time home buyer so everything was completely new to me, especially I don’t have a real estate agent represent me so that make everything 100% harder but David and his team was able to walk me through everything smoothly as that help reduce the amount of stress that I had during the process . I really appreciate David for taking his time to explaining all the details about what everything would cost and what does it cost mean and why it’s necessary. I would definitely looking forward to work with David again.
[read more]
Y. T. 9/21/2024
  • 1
  • 2
  • 8
  • >

Schedule a Consultation

The owner of this website has made a commitment to accessibility and inclusion, please report any problems that you encounter using the contact form on this website. This site uses the WP ADA Compliance Check plugin to enhance accessibility.