FHA Loans: Get the Application Started Now!

FHA Loans

Need a Lynnwood mortgage loan officer to help you buy your first house, renovate your existing house, or otherwise take out a home loan on a budget? David Haley can help you get hooked up with a low interest FHA loan.

FHA loans comprise roughly thirty percent of home loans in the country, and have helped over forty million households since their inception in 1934. These loans are able to offer you relatively low interest with low money down because they’re insured by the Federal Housing Administration, a government organization that is part of the HUD. This makes your loan a lower risk to your lender, who is therefore able to pass the savings on to you.

The benefits of FHA loans are many. You can buy a home with a down payment of as little as 3.5%. You can enjoy no prepayment penalties for any early payoffs or refinancing. If you run into difficult financial times, you may be granted leniency for your mortgage payments.

These kinds of loans are great for people getting their first home, even if they’re fresh out of college or on their very first job. If you’re buying a fixer-upper, you can lump the cost of the property in with the cost of the repairs in one easy sum. Are you sixty-two or older? Get an FHA mortgage on your property to easily convert a portion of your equity into cash. So long as your credit is decent, you could benefit from FHA loans on up to four properties.

– VA Purchase or Refinance | FHA Purchase or Refinance – David Haley can Help! Don’t wait, and call now for a no-obligation consultation. – Call 425-471-6039
Find out how to save $$$ per month from your mortgage payment! – Call 425-471-6039
Low rates can frequently translate into more monthly payments, which may negate your savings in the long run. If you want to seek out a payment plan that truly works for you, call me at 425-471-6039
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